12/30/2020			12/31/2019
Assets
Cash & Due	10,738,000			12,546,000
Fed Funds Sold	16,400,000			17,100,000
Securities	79,328,000			53,588,000
Loans, net of reserve	163,026,000			154,773,000
Fixed Assets	7,489,000			7,655,000
Other Assets	10,487,000			8,181,000
Total Assets	287,468,000			253,843,000
Liabilities
Deposits	244,140,000			214,975,000
Borrowed Funds	2,044,000			60,000
Other Liabilities	3,823,000			3,732,000
Total Liabilities	250,007,000			218,767,000
Capital
Common Stock	2,602,000			2,602,000
Surplus	5,158,000			5,076,000
Undivided Profit	29,701,000			27,398,000
Total Capital	37,461,000			35,076,000
Total Liabilities & Capital	287,468,000			253,843,000
	12/31/2020			12/31/2019
Condensed Income Statement
Interest Income	10,995,000			11,841,000
Interest Expense	2,081,000			2,146,000
Net Interest Income	8,914,000			9,695,000
Total Non-Interest Income	4,074,000			4,102,000
Total Non-Interest Expense	10,283,000			10,709,000
Net Income	2,705,000			3,088,000