12/30/2021			12/31/2020
Assets
Cash & Due	12,316,000			10,738,000
Fed Funds Sold	19,425,000			16,400,000
Securities	130,959,000			79,328,000
Loans, net of reserve	155,530,000			163,026,000
Fixed Assets	7,305,000			7,489,000
Other Assets	11,126,000			10,487,000
Total Assets	336,661,000			287,468,000
Liabilities
Deposits	291,372,000			244,140,000
Borrowed Funds	2,027,000			2,044,000
Other Liabilities	5,430,000			3,823,000
Total Liabilities	298,829,000			250,007,000
Capital
Common Stock	2,602,000			2,602,000
Surplus	5,246,000			5,158,000
Undivided Profit	29,984,000			29,701,000
Total Capital	37,832,000			37,461,000
Total Liabilities & Capital	336,661,000			287,468,000
	12/30/2021			12/31/2020
Condensed Income Statement
Interest Income	10,401,000			10,995,000
Interest Expense	1,513,000			2,081,000
Net Interest Income	8,888,000			8,914,000
Total Non-Interest Income	7,063,000			4,074,000
Total Non-Interest Expense	11,562,000			10,283,000
Net Income	4,389,000			2,705,000