12/31/2018

12/31/2017 
Assets
Cash & Due 13,811,000


11,111,000
Fed Funds Sold 11,675,000


14,000,000
Securities 58,526,000


59,500,000
Loans, net of reserve 145,499,000

139,679,000
Fixed Assets 7,695,000  
7,735,000
Other Assets 9,406,000


8,910,000
Total Assets 246,612,000


240,935,000 
Liabilities




Deposits 211,289,000


202,048,000
Borrowed Funds 140,000


5,215,000
Other Liabilities 2,812,000


2,271,000
Total Liabilities 214,241,000 


209,534,000
Capital




Common Stock 2,602,000


2,602,000
Surplus 5,002,000


4,940,000
Undivided Profit 24,767,000

23,859,000
Total Capital 32,371,000 


31,401,000





Total Liabilities & Capital 246,612,000 


240,935,000






12/31/2018

12/31/2017 
Condensed Income Statement




Interest Income 10,766,000

10,291,000
Interest Expense 1,453,000

1,484,000
Net Interest Income 9,313,000 


8,807,000
Total Non-Interest Income 3,164,000


3,145,000
Total Non-Interest Expense 9,878,000


9,772,000
Net Income 2,599,000


2,180,000