12/31/2017			12/31/2016
Assets
Cash & Due	11,111,000			17,811,000
Fed Funds Sold	14,000,000			4,500,000
Securities	59,500,000			51,684,000
Loans, net of reserve	139,679,000			134,846,000
Fixed Assets	7,735,000			7,842,000
Other Assets	8,910,000			9,234,000
Total Assets	240,935,000			225,917,000
Liabilities
Deposits	202,048,000			178,580,000
Borrowed Funds	5,215,000			15,287,000
Other Liabilities	2,271,000			1,917,000
Total Liabilities	209,534,000			195,784,000
Capital
Common Stock	2,602,000			2,602,000
Surplus	4,940,000			4,888,000
Undivided Profit	23,859,000			22,643,000
Total Capital	31,401,000			30,133,000
Total Liabilities & Capital	240,935,000			225,917,000
	12/31/2017			12/31/2016
Condensed Income Statement
Interest Income	10,291,000			9,532,000
Interest Expense	1,484,000			1,414,000
Net Interest Income	8,807,000			8,118,000
Total Non-Interest Income	3,145,000			2,993,000
Total Non-Interest Expense	9,772,000			9,015,000
Net Income	2,180,000			2,096,000