12/31/2018			12/31/2017
Assets
Cash & Due	13,811,000			11,111,000
Fed Funds Sold	11,675,000			14,000,000
Securities	58,526,000			59,500,000
Loans, net of reserve	145,499,000			139,679,000
Fixed Assets	7,695,000			7,735,000
Other Assets	9,406,000			8,910,000
Total Assets	246,612,000			240,935,000
Liabilities
Deposits	211,289,000			202,048,000
Borrowed Funds	140,000			5,215,000
Other Liabilities	2,812,000			2,271,000
Total Liabilities	214,241,000			209,534,000
Capital
Common Stock	2,602,000			2,602,000
Surplus	5,002,000			4,940,000
Undivided Profit	24,767,000			23,859,000
Total Capital	32,371,000			31,401,000
Total Liabilities & Capital	246,612,000			240,935,000
	12/31/2018			12/31/2017
Condensed Income Statement
Interest Income	10,766,000			10,291,000
Interest Expense	1,453,000			1,484,000
Net Interest Income	9,313,000			8,807,000
Total Non-Interest Income	3,164,000			3,145,000
Total Non-Interest Expense	9,878,000			9,772,000
Net Income	2,599,000			2,180,000