12/31/2016			12/31/2015
Assets
Cash & Due	17,811,000			12,339,000
Fed Funds Sold	4,500,000			4,650,000
Securities	51,684,000			45,457,000
Loans, net of reserve	134,846,000			130,183,000
Fixed Assets	7,842,000			8,316,000
Other Assets	9,234,000			8,109,000
Total Assets	225,917,000			209,054,000
Liabilities
Deposits	178,580,000			158,256,000
Borrowed Funds	15,287,000			18,397,000
Other Liabilities	1,917,000			3,014,000
Total Liabilities	195,784,000			179,667,000
Capital
Common Stock	2,602,000			2,602,000
Surplus	4,888,000			4,815,000
Undivided Profit	22,643,000			21,970,000
Total Capital	30,133,000			29,387,000
Total Liabilities & Capital	225,917,000			209,054,000
	12/31/2016			12/31/2015
Condensed Income Statement
Interest Income	9,532,000			9,204,000
Interest Expense	1,414,000			1,437,000
Net Interest Income	8,118,000			7,767,000
Total Non-Interest Income	2,993,000			3,073,000
Total Non-Interest Expense	9,015,000			8,830,000
Net Income	2,096,000			2,010,000