12/30/2020

12/31/2019 
Assets
Cash & Due 10,738,000

12,546,000
Fed Funds Sold 16,400,000

17,100,000
Securities 79,328,000

53,588,000
Loans, net of reserve 163,026,000

154,773,000
Fixed Assets 7,489,000

7,655,000
Other Assets 10,487,000

8,181,000
Total Assets 287,468,000

253,843,000
Liabilities




Deposits 244,140,000

214,975,000
Borrowed Funds 2,044,000

60,000
Other Liabilities 3,823,000

3,732,000
Total Liabilities 250,007,000 


218,767,000
Capital




Common Stock 2,602,000


2,602,000
Surplus 5,158,000

5,076,000
Undivided Profit 29,701,000

27,398,000
Total Capital 37,461,000 


35,076,000





Total Liabilities & Capital 287,468,000 


253,843,000






12/31/2020

12/31/2019
Condensed Income Statement




Interest Income 10,995,000

11,841,000
Interest Expense          2,081,000

2,146,000 
Net Interest Income 8,914,000 


9,695,000
Total Non-Interest Income 4,074,000

4,102,000
Total Non-Interest Expense 10,283,000

10,709,000
Net Income 2,705,000


3,088,000