Statement of Condition

Assets 6/30/2026 12/31/2025
Cash & Due 13,247,000 19,692,000
Fed Funds Sold 8,850,000 5,425,000
Securities 132,325,000 138,435,000
Loans, net of reserve
230,841,000
196,348,000
Fixed Assets 6,488,000 6,339,000
Other Assets 17,095,000 16,596,000
Total Assets 408,846,000 382,853,000

Liabilities 6/30/2026 12/31/2025
Deposits 357,446,000 325,664,000
Borrowed Funds 5,000,000 10,000,000
Other Liabilities 3,206,000 5,637,000
Total Liabilities 365,652,000 341,301,000

Capital 12/31/2025  12/31/2025 
Common Stock  2,602,000 2,602,000
Surplus 6,308,000 6,245,000
Undivided Profit 34,284,000 32,705,000
Total Capital  43,194,000 41,552,000
Total Liabilities & Capital 408,846,000 382,853,000

 Condensed Income Statement 6/30/2026 12/31/2025
Interest Income 10,375,000 19,153,000
Interest Expense 3,662,000 7,334,000
Net Interest Income 6,753,000 11,819,000
Total Non-Interest Income 2,211,000 4,682,000
Total Non-Interest Expense 6,972,000 13,257,000
Net Income 1,992,000 3,244,000