Assets | 6/30/2025 | 12/31/2024 |
Cash & Due | 16,795,000 | 17,222,000 |
Fed Funds Sold | 22,675,000 | 22,850,000 |
Securities | 141,012,000 | 132,282,000 |
Loans, net of reserve | 183,227,000 | 177,817,000 |
Fixed Assets | 6,494,000 | 6,375,000 |
Other Assets | 16,620,000 | 16,692,000 |
Total Assets | 386,823,000 | 373,283,000 |
Liabilities | 6/30/2025 | 12/31/2024 |
Deposits | 342,689,000 | 330,962,000 |
Borrowed Funds | - | - |
Other Liabilities | 3,414,000 | 5,368,000 |
Total Liabilities | 346,103,000 | 336,330,000 |
Capital | 6/30/2025 | 12/31/2024 |
Common Stock | 2,602,000 | 2,602,000 |
Surplus | 6,240,000 | 6,177,000 |
Undivided Profit | 31,878,000 | 28,129,000 |
Total Capital | 40,720,000 | 36,908,000 |
Total Liabilities & Capital | 386,823,000 | 373,238,000 |
Condensed Income Statement | 6/30/2025 | 12/31/2024 |
Interest Income | 9,895,000 | 18,530,000 |
Interest Expense | 3,761,000 | 7,150,000 |
Net Interest Income | 6,134,000 | 11,380,000 |
Total Non-Interest Income | 2,575,000 | 4,573,000 |
Total Non-Interest Expense | 6,653,000 | 12,330,000 |
Net Income | 2,056,000 | 3,623,000 |