| Assets | 12/31/2025 | 12/31/2024 |
| Cash & Due | 19,692,000 | 17,222,000 |
| Fed Funds Sold | 5,425,000 | 22,850,000 |
| Securities | 138,435,000 | 132,282,000 |
| Loans, net of reserve | 196,348,000 | 177,817,000 |
| Fixed Assets | 6,339,000 | 6,375,000 |
| Other Assets | 16,596,000 | 16,692,000 |
| Total Assets | 382,853,000 | 373,283,000 |
| Liabilities | 12/31/2025 | 12/31/2024 |
| Deposits | 325,664,000 | 330,962,000 |
| Borrowed Funds | 10,000,000 | - |
| Other Liabilities | 5,637,000 | 5,368,000 |
| Total Liabilities | 341,301,000 | 336,330,000 |
| Capital | 12/31/2025 | 12/31/2024 |
| Common Stock | 2,602,000 | 2,602,000 |
| Surplus | 6,245,000 | 6,177,000 |
| Undivided Profit | 32,705,000 | 28,129,000 |
| Total Capital | 41,552,000 | 36,908,000 |
| Total Liabilities & Capital | 382,853,000 | 373,238,000 |
| Condensed Income Statement | 12/31/2025 | 12/31/2024 |
| Interest Income | 19,153,000 | 18,530,000 |
| Interest Expense | 7,334,000 | 7,150,000 |
| Net Interest Income | 11,819,000 | 11,380,000 |
| Total Non-Interest Income | 4,682,000 | 4,573,000 |
| Total Non-Interest Expense | 13,257,000 | 12,330,000 |
| Net Income | 3,244,000 | 3,623,000 |