Statement of Condition

Assets 6/30/2025 12/31/2024
Cash & Due 16,795,000 17,222,000
Fed Funds Sold 22,675,000 22,850,000
Securities 141,012,000 132,282,000
Loans, net of reserve 183,227,000 177,817,000
Fixed Assets 6,494,000 6,375,000
Other Assets 16,620,000 16,692,000
Total Assets 386,823,000 373,283,000

Liabilities 6/30/2025  12/31/2024
Deposits 342,689,000 330,962,000
Borrowed Funds                           -                              -   
Other Liabilities 3,414,000 5,368,000
Total Liabilities 346,103,000 336,330,000

Capital 6/30/2025  12/31/2024 
Common Stock  2,602,000 2,602,000
Surplus 6,240,000 6,177,000
Undivided Profit 31,878,000 28,129,000
Total Capital  40,720,000 36,908,000
Total Liabilities & Capital 386,823,000 373,238,000

 Condensed Income Statement 6/30/2025 12/31/2024
Interest Income 9,895,000 18,530,000
Interest Expense 3,761,000 7,150,000
Net Interest Income 6,134,000 11,380,000
Total Non-Interest Income 2,575,000 4,573,000
Total Non-Interest Expense 6,653,000 12,330,000
Net Income 2,056,000 3,623,000