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Save for next month, next year or for life's next chapter.

It's easy to get caught up in the day-to-day pace of living. But the smart move is to step back, take a deep breath, and do some planning for the future. With Certificates of Deposit and Individual Retirement Accounts, you can make your money work harder than ever, putting you in prime position when tomorrow rolls around.

Certificates of Deposit

If you have extra funds you will not need to access immediately, a CD can help you maximize your savings at a fixed rate. Typically, the longer you keep your money deposited, the higher your return.
  • Certificate terms range from 15 days to 5 years
  • CDs with maturities less than one year can be opened with $1,000
  • CDs with maturities over one year can be opened with only $500
  • For current rate and corresponding terms, contact a banker
  • There are penalties for early withdrawals1

Individual Retirement Accounts

Regular contributions to a tax-advantaged IRA are a time-tested way to set aside money for your golden years. Pike National Bank offers you options, all with unique features.
  • Choose Traditional or Roth IRAs
  • PNB also offers Simplified Employee Pension Plans (SEP) for small businesses and their owners
  • With Traditional IRAs, you might be able to take an income tax deduction for any year that you make contributions
  • With Roth IRAs, all qualified withdrawals are tax-free
  • With both Traditional and Roth IRAs, all annual dividends and interest earnings are tax-free
  • Our friendly, experienced Customer Service Representatives can help you decide which approach works for you
  • For current rate and corresponding terms, contact a banker

1 See contract for further information

Pike National Bank is a full-service financial institution serving Lincoln, Pike and Walthall counties in Southwest Mississippi.